Payment Policy for FoodBinaa

Effective Date: 11/03/2025

Thank you for choosing FoodBinaa! This Payment Policy outlines the terms and conditions related to the payment methods available on our website, www.foodbinaa.com. By using our services, making a purchase, or providing payment information, you agree to the following terms.

1. Accepted Payment Methods

We offer a variety of payment methods to ensure a convenient and secure shopping experience:

  • Credit Cards: We accept major credit cards including Visa, MasterCard, American Express, and Discover.
  • Debit Cards: Debit cards from major banks are also accepted.
  • PayPal: You can make secure payments through PayPal for a faster checkout process.
  • Other Payment Methods: Depending on your location, we may also offer additional payment options such as Apple Pay or Google Pay.

2. Payment Processing

2.1 Authorization: When you place an order, you authorize FoodBinaa to charge the payment method you have provided for the total purchase amount, including any applicable taxes, shipping fees, or other charges.

2.2 Order Confirmation: After successfully completing your payment, you will receive an order confirmation email that includes your order details. This email does not guarantee that the items are in stock or will be shipped, but confirms that the payment has been received and processed.

2.3 Payment Security: We take the security of your payment information seriously. All transactions are processed using secure encryption technology to protect your data. We do not store your credit card information on our servers, and all payment details are processed through trusted third-party gateways.

3. Billing Information

3.1 Accurate Billing Details: When placing an order, you must provide accurate and complete billing information, including your name, address, and payment method. This ensures that we can verify your payment and fulfill your order promptly.

3.2 Authorization for Verification: To protect against fraudulent transactions, we may verify your payment information and address. If there is any issue with the payment or if verification fails, we may cancel the order and notify you of the issue.

4. Taxes and Additional Charges

4.1 Sales Tax: Sales tax will be applied to orders as required by state law. The applicable tax rate will be calculated and displayed at checkout based on your shipping address.

4.2 Shipping Fees: Shipping costs will be calculated based on the shipping method you select at checkout. These fees will be clearly shown before you complete your order.

4.3 Currency: All payments on FoodBinaa are processed in USD (United States Dollars). You are responsible for any additional charges or fees that may be imposed by your bank or payment provider for currency conversion or international transactions.

5. Payment Declines

If your payment is declined, we will notify you and give you the opportunity to provide a valid payment method. In case of payment failure, your order will not be processed or shipped until the payment is successfully authorized.

6. Order Cancellations and Adjustments

6.1 Order Cancellation: Orders may only be canceled within a short time frame, typically within 24 hours after placing the order. After this period, the order may have already been processed or shipped, and cancellation may not be possible. Please contact us immediately if you wish to cancel an order.

6.2 Adjustments: If there are any changes in the price of the product or additional fees, we will notify you before completing your order. We reserve the right to adjust pricing in the case of errors or unforeseen circumstances.

7. Payment Disputes and Chargebacks

7.1 Chargebacks: If you initiate a chargeback or dispute a payment, it may lead to the suspension of your account or cancellation of your order. We will cooperate with your payment provider to resolve any issues and ensure a fair resolution.

7.2 Fraudulent Transactions: FoodBinaa reserves the right to report fraudulent transactions to the appropriate authorities. If we suspect fraud, we may cancel orders, freeze accounts, or take legal action.

8. Contact Us

If you have any questions regarding our payment policies or experience any issues during the payment process, please reach out to our customer support team:

By making a purchase on FoodBinaa, you agree to these Payment Terms and acknowledge that you have read and understood our policy. We strive to provide secure and efficient payment processes to ensure a seamless shopping experience.